Privacy Policy
# Privacy Policy
**Effective Date:** [Insert Date] **Last Updated:** [Insert Date]
EnrollPath is a lead-generation and marketing brand operated by **World Home Warranty LLC** (“EnrollPath,” “we,” “us,” or “our”).
This Privacy Policy explains how we collect, use, disclose, retain, and protect information when you visit or use the EnrollPath website, submit information through our forms, request information about insurance options, communicate with us, or otherwise interact with our services.
EnrollPath is a marketing and lead-generation company. We are not an insurance carrier and do not provide insurance advice, determine eligibility, or make insurance coverage decisions.
By using our website or submitting information to us, you acknowledge the practices described in this Privacy Policy.
## 1. Information We Collect
Depending on how you interact with EnrollPath, we may collect information such as:
### Information You Provide
You may provide information including:
* Full name
* Email address
* Telephone or mobile phone number
* Mailing address or ZIP code
* State of residence
* Date of birth or age range
* Insurance-related preferences or interests
* Information about your current insurance situation
* Household or coverage-related information
* Employment or business information
* Agency name
* National Producer Number (NPN)
* States in which an insurance agent is licensed
* License type
* Years of insurance experience
* Other information you voluntarily provide through forms, applications, surveys, or communications
Please do not submit Social Security numbers, financial account information, medical records, or other highly sensitive information through the website unless specifically requested through an authorized and secure process.
### Information Collected Automatically
When you visit our website, we and our service providers may automatically collect information such as:
* IP address
* Browser type
* Device type
* Operating system
* Pages viewed
* Website activity
* Date and time of visits
* Referring website
* General geographic information
* Advertising identifiers
* Cookies and similar technologies
* Other technical or usage information
## 2. How We Collect Information
We may collect information:
* Directly from you when you complete a form or application
* When you request to be connected with an insurance professional
* When you apply to become an EnrollPath agent
* When you communicate with us
* Through cookies and similar technologies
* Through advertising and marketing platforms
* From service providers and technology partners
* From business partners or other third parties where permitted by law
## 3. How We Use Information
We may use information we collect to:
* Provide and operate our website
* Respond to inquiries
* Process agent applications
* Evaluate and manage agent relationships
* Generate and qualify insurance-related consumer opportunities
* Connect consumers with independent licensed insurance agents
* Communicate with consumers and agents
* Provide requested information
* Improve our website, marketing campaigns, and services
* Measure advertising and marketing performance
* Prevent fraud, abuse, and unauthorized activity
* Maintain website security
* Maintain business and operational records
* Comply with applicable laws and legal obligations
* Enforce our agreements and protect our rights
* Perform other purposes disclosed at the time information is collected
## 4. Connecting Consumers With Independent Licensed Agents
If you submit information through an EnrollPath form requesting insurance information or assistance, your information may be provided to one or more independent licensed insurance agents or agencies so that they may contact you regarding insurance products, services, or enrollment opportunities.
The agent or agency that receives your information may contact you using the contact information you provide.
EnrollPath does not guarantee that an agent will contact you, that a particular insurance product will be available, or that you will qualify for any insurance product or coverage.
Insurance products, plans, rates, availability, eligibility, and enrollment requirements may vary by state and individual circumstances.
## 5. Communications and Telephone Consent
When you submit your contact information through our website, you may be asked to provide consent to be contacted regarding insurance products, services, or related opportunities.
Depending on the consent language presented to you at the time of submission, communications may include telephone calls, text messages, emails, or other electronic communications.
Calls or text messages may be made using automated technology or prerecorded messages where permitted by applicable law.
Consent is not a condition of purchasing insurance. Message and data rates may apply.
You may opt out of text messages by following the instructions provided in the message or by contacting us using the information provided in this Privacy Policy.
You may also request that a company stop contacting you. Requests to stop communications may not prevent communications that are necessary for legal, security, transactional, or other permitted purposes.
**Important:** The exact consent language displayed next to your website forms should be reviewed separately for compliance with applicable federal and state telemarketing, privacy, and insurance requirements.
## 6. Information We Share
We may disclose information to categories of third parties including:
* Independent licensed insurance agents
* Insurance agencies and distribution partners
* Marketing and advertising providers
* Lead-generation and lead-distribution partners
* Website hosting providers
* Customer relationship management providers
* Data storage providers
* Analytics providers
* Call tracking or communications providers
* Technology and software providers
* Professional advisors
* Service providers performing services on our behalf
* Government authorities or other parties when required by law
We may also disclose information when reasonably necessary to protect our rights, prevent fraud or abuse, investigate security incidents, enforce our agreements, or comply with a legal obligation.
## 7. Sale or Sharing of Personal Information
Depending on the nature of our business relationships and applicable law, certain disclosures of information to third parties for marketing, advertising, lead distribution, or similar purposes may be considered a “sale” or “sharing” of personal information under certain state privacy laws.
Where required by applicable law, we will provide consumers with appropriate notice and applicable choices regarding such activities.
If applicable to you, you may exercise your right to opt out of the sale or sharing of personal information by using the privacy choices or opt-out mechanism made available on our website or by contacting us.
## 8. Cookies and Tracking Technologies
We may use cookies, pixels, web beacons, tags, scripts, and similar technologies.
These technologies may help us:
* Operate the website
* Remember preferences
* Understand website usage
* Measure advertising performance
* Attribute leads and conversions
* Detect fraud
* Improve website functionality
* Deliver or measure relevant advertising
Third-party advertising and analytics providers may also use cookies or similar technologies on our website.
You can generally control cookies through your browser settings. Disabling cookies may affect certain website functionality.
## 9. Third-Party Websites and Services
Our website may contain links to third-party websites, services, or resources.
We are not responsible for the privacy practices, security, content, or policies of third-party websites.
We encourage you to review the privacy policies of third parties before providing them with personal information.
## 10. Data Retention
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, maintain business records, provide services, resolve disputes, enforce agreements, comply with legal obligations, and protect our legitimate business interests.
Retention periods may vary depending on the type of information and the purpose for which it was collected.
When information is no longer reasonably necessary, we may delete, de-identify, or otherwise dispose of it in accordance with applicable law and our business practices.
## 11. Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.
However, no website, database, electronic transmission, or storage system can be guaranteed to be completely secure.
You should use caution when submitting information online and should not submit information that is not reasonably necessary for the purpose of your request.
## 12. Children’s Privacy
Our website is not directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13 through our website.
If we learn that we have collected personal information from a child under 13, we will take reasonable steps to delete that information as required by applicable law.
## 13. State Privacy Rights
Certain states provide residents with specific privacy rights.
Depending on where you live and whether applicable legal thresholds are met, you may have rights concerning your personal information, including rights to:
* Know what personal information is collected
* Access personal information
* Request deletion of personal information
* Request correction of inaccurate information
* Opt out of certain sales or sharing of personal information
* Opt out of certain targeted advertising
* Limit certain uses of sensitive personal information
* Receive information about how personal information is collected and used
* Exercise privacy rights without unlawful discrimination
These rights are subject to applicable legal exceptions and limitations.
For example, California law provides qualifying California residents with rights concerning access, deletion, correction, and opting out of certain sales or sharing of personal information.
If applicable, our website may provide additional privacy controls, including a “Do Not Sell or Share My Personal Information” or “Your Privacy Choices” mechanism.
## 14. California Privacy Rights
If you are a California resident and applicable California privacy law applies to our processing of your information, you may have additional rights regarding your personal information.
These may include the right to:
* Know the categories of personal information we collect
* Know the purposes for which we use personal information
* Know the categories of sources from which personal information is collected
* Know the categories of third parties with whom information is disclosed
* Request access to personal information
* Request deletion of personal information, subject to exceptions
* Request correction of inaccurate personal information
* Opt out of the sale or sharing of personal information
* Limit certain uses of sensitive personal information where applicable
* Receive equal treatment when exercising applicable privacy rights
To submit a privacy request, contact us using the information below.
We may need to verify your identity before completing certain requests.
We will not discriminate against you for exercising rights provided by applicable law.
## 15. Do Not Track
Some browsers offer a “Do Not Track” setting.
Because there is not a uniform industry standard for responding to these signals, our website may not respond to all browser-based Do Not Track signals.
Where required by applicable law, we will honor legally recognized privacy preference signals in accordance with applicable requirements.
## 16. Your Choices
You may have choices regarding:
* Marketing communications
* Text messages
* Cookies
* Certain targeted advertising
* Sale or sharing of personal information
* Certain uses of your personal information
* Requests to access, delete, or correct personal information
You may contact us to exercise applicable choices or rights.
## 17. Third-Party Marketing and Lead Distribution
EnrollPath may operate marketing campaigns through third-party advertising platforms, publishers, marketing partners, and lead-generation channels.
Information submitted through these channels may be transmitted to EnrollPath or our service providers and may be used for the purposes described in this Privacy Policy and the disclosure presented at the time information is collected.
Where consumer information is provided to independent licensed insurance agents, those agents may have their own privacy policies and practices.
## 18. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
When we make changes, we will update the “Last Updated” date at the top of this policy.
We encourage you to periodically review this Privacy Policy to understand how we handle information.
## 19. Contact Us
If you have questions about this Privacy Policy or wish to submit a privacy-related request, contact:
**EnrollPath**
*A brand of World Home Warranty LLC*
Email: **[Privacy Email Address]**
Phone: **[Business Phone Number]**
Address: **[Business Mailing Address]**
For privacy requests, please include enough information for us to understand and process your request.
## 20. Important Disclaimer
EnrollPath is a marketing and lead-generation company and is not an insurance carrier.
EnrollPath does not provide insurance advice, determine eligibility, make underwriting decisions, or make coverage decisions.
Insurance products and services are offered by independent licensed insurance agents and may vary by state and individual circumstances.
Nothing on this website should be interpreted as an offer, solicitation, recommendation, or guarantee of insurance coverage unless expressly stated otherwise.